I’ve got a Plan B, it’s a Payday Loan. What's yours?

My Plan A was the ultimate in a life of luxury and ease

Plan B includes a Payday Loan. My Plan A was my apartment in the center of the city close to the art gallery and concert hall and across from the park. I could clearly imagine my walks in the park, chatting up the ladies, sitting on a bench in the sunshine with a fat cigar and a newspaper. Then it was coffee and cream at that little French coffee shop with the butter croissants and the flirty waitresses. Wow, I had a life of boredom all planned out.

The economy affects all of us

There is a change in the economic situation. Things slide and it affects me as well as so many others. I was, let's say, pretty well-off to start with and now I am a little less well-off. I feel it’s time for me to cut back a little and move to a lesser lifestyle.

Time to switch to Plan B

Plan B is really just as comfortable, but much more modest. The income from the investments I had made through my 50 year working life has dropped from $200 to $80 thousand a year. I admit that's still plenty to live, but less than I was used to. I pat myself on the back for the wisdom and good foresight I had all these years.

So I forego one or two pleasures and more or less carry on the same path. The days are long. I take a nap after lunch. I play bridge with friends and I spend a lot of time in the art gallery and in the park. The economic situation continues to drift.

Man’s creativity in changing times

I begin to hear about all sorts of new things and new ideas which have evolved to help those in these times of need. I hear about something called a Payday Loan, a short term loan available against the security of one's salary and it makes good sense. I marvel at man's creativity and flexibility in changing times. ... click here to read the rest of the article titled "I've got a Plan B, it's a Payday Loan. What's yours?"