Payday loans can be your ray of hope in a dark tunnel. If you guessed what I am getting at, then yes to the people who have lost and likely to loose their homes. They would need some cash immediately to get on with life and if they still have their jobs, then payday loans can give them that much needed relief. This is not a situation that you or I would want to get into but if we are, this is one of the easiest means of some quick cash. If used intelligently and sensibly, it is simply enough to get you out of any fix.
Looking for advice:
If you have friends hit by recession, coming to you looking for advice, there may be hundreds off possible options you may give them but the most practical and most sensible advice would be, to get them to take action to find money from their own resources. And if you really want to help your friend, then you should definitely be pointing them to get their payday loan, simply because it is one of the most affordable and quickest loans they can find. Make sure you tell anyone to whom you have given this advice, not to be rash about the money they have taken out as a loan but to be very careful and sensible while using it.
Make them listen
However many ideas you may be able to give your friends they may come up with that many more excuses, most of them genuine and you cannot blame them because they see red everywhere. Even you if you suggest payday loans to them, their first reaction would be to bolt because they would not want anymore loans on their way. But instead of letting them run make them sit down and explain, why this loan is not like any other loan. First make sure you tell them they are not actually borrowing, they are only taking a cash advance from their own money. Then tell them this is one of the easiest money means available to them as they can get it online or over the phone from the comfort of their own home, of course, if they still have one. Then go on and explain why it is not going to push them to bankruptcy or kill them, as they will be allowed only small amounts up to $1500 and that too at reasonable rates. Make your advice more enticing by telling your friends, they do not have to un dergo credit checks or faxing if they use good loan resources like Personal Money Store. If they still hesitate, tell them they can have the money today itself, if nothing else will send them scrambling out of depression this will.
Try giving this advice and many more to your friends and find out to which of your advice they are more attracted to. My guess is, most of them will opt for payday loans because it is one of the easiest and simplest means to get immediate cash to solve some emergent needs and also because they do not have to go begging, to get the money they are looking for. So don't say quits until you have tried your payday loan.
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